Personal data

Personal Data Protection Charter is to inform you of the way in which your personal information may be collected and processed by the various entities of Societe Generale Assurances, respectively data controllers: SOGECAP, SOGESSUR, ANTARIUS, ORADEA VIE and MOONSHOT INSURANCE, hereinafter referred to below, individually or collectively, under the trade name "Société Générale Assurances" or "We".

In order to maintain your trust, the security and protection of your personal data are a priority. In this perspective, Societe Generale Assurances complies with all applicable European and French regulations relating to the protection of personal data, in particular the General Data Protection Regulation (GDPR).

This Charter is updated regularly to reflect changes in Societe Generale Assurances' practices as well as potential changes in the regulations applicable to personal data. We invite you to consult it regularly to be informed of the latest version in force. If you are a customer, we will notify you of any new versions or substantial changes to it.

DEFINITIONS

  • In addition to the terms defined elsewhere in this Personal Data Protection Charter, the following terms, whether used in the singular or plural in this Charter, have the following meanings: 
  • "personal data": refers to any information relating to an identified or identifiable natural person (see "data subject"); 
  • "recipient": refers to the natural or legal person, public authority, agency or any other body which receives communication of personal data, whether or not it is a third party; 
  • "(data) controller": means the natural or legal person, public authority, agency or other body which determines the purposes and means of the processing;  
  • "(data) processor": means the natural or legal person, public authority, agency or other body that processes personal data on behalf of the controller; 
  • "(data) processing": means any operation or set of operations which is performed on personal data or sets of personal data, whether or not by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, extraction, consultation, use, disclosure by transmission, diffusion or any other form of making available, the reconciliation or interconnection, limitation, erasure or destruction.

DATA PROTECTION OFFICIER (DPO)

Societe Generale Assurances has appointed a Data Protection Officer who can be reached at the following coordinates: dpo.assurances@socgen.com or Société Générale Assurances / Sogécap / Sogessur / Antarius / Oradéa Vie / Moonshot Insurance - Délégué à la Protection des données - Tour D2 - 17 Bis Place des Reflets - 92919 PARIS LA DEFENSE CEDEX.

If you have any questions about this Personal Data Protection Policy, you can send them to us using the contact details mentioned above. 

A personal data is information that allow to identify a natural person directly or indirectly.

1. During the contractual relationship between you and us

During our relationship, we collect several types of information about you. Depending on your contract, some data in this list may not be collected.

The categories of data that could potentially be processed by your insurer are:

Data relating to the contributions of persons filing opinions on products, services or content

Data on the lifestyle and uses of goods in relation to the risks insured or the services offered

Recreation, sports activities, hunting, boating…

Data required for professional vehicle/personal insurance contracts, primary and secondary residence, presence of pets, etc.

Sensitive data (Art 9 GDPR) (Art 10 GDPR)

Health data needed to compensate for loss or damage: diagnosis and medical reports, prescription information and medical history, etc.

Religious preferences necessary to carry out the procedures you request following your death in connection with a funeral contract,

Data related to civil or criminal convictions necessary to assess the risk insured under your car insurance contract.

Data considered as sensitive under the transposition of the GDPR into French law Registration Number in the INSEE (NIR), also called "social security number", in accordance with Decree No. 2019-341 of 19 April 2019

Anti-fraud data

Location and connection data, data from web pages open to the public, data collected for the administrative management of staff only in the context of individual and ad hoc requests following the detection of fraud, data relating to anomalies, inconsistencies and reports that may reveal fraud, data relating to investigations, the investigation of the fraud file and the evaluation of the fraud scope, the identification data of persons involved in the detection and management of fraud.

Based on this data, we are required to generate other data, such as:

  • The identification numbers internal to our Group such as customer numbers, contracts, claims,

  • Scores,

  • Bonus/Malus,

  • Segmentations

The categories of data described above may relate to the subscriber, the insured persons, the beneficiaries of the contracts and, where appropriate, their successors and representatives and persons interested in the contract, such as the victims and their agents, witnesses and third parties interested in the performance of the contract.

2. As part of business

The following data are likely to be processed in the context of commercial approaches.

  • Natural personal identification data,

  • Data relating to the monitoring of the commercial relationship,

  • Data on family, economic, wealth and financial situation,

  • Lifestyle data related to the business relationship,

  • The data of the digital journey,

  • Data relating to the selection of persons to carry out actions of customer loyalty, prospection, survey, test, services and promotions,

  • Data relating to the organisation and processing of competition games, lotteries and any promotional operations,

  • Data relating to the contributions of persons filing opinions on products, services or content.

 

3. Information on the use of algorithmic systems 

We inform you that, as part of our commitment to providing quality and efficient services, we use algorithmic systems for different purposes depending on the context of their use:

  • Optimization of our operational efficiency by automating certain repetitive tasks of our employees (e.g. sorting emails, detection of fake documents),
  • Fluidification and simplification of the customer relationship through decision-making assistance (e.g. digitalized Selfcare claims reporting process). 
  • Improvement of the customer experience by providing conversational agents (e.g. the SoBot conversational agent assisting the customer during his navigation in the process of declaring a job loss, or the Iris conversational agent allowing us to direct our customers to our advisors when they contact us by phone).

These algorithmic systems may process your personal data either as part of the management of your contracts or the services we provide to you, or as part of the training prior to the commissioning of these systems.

These systems are designed to process information securely and confidentially, in accordance with applicable regulations, including the GDPR. Further details can be found in the Terms and Conditions of Use that apply specifically to the relevant services.

Personal data are obtained mainly from:

  • you :

    • when filling in claim, offer and claim forms, and other forms,

    • during telephone calls, e-mails, interviews and other communications with your insurer,

  • our distributors and other insurance intermediaries in the context of the subscription of an insurance contract, in particular SOCIETE GENERALE,

  • witnesses and other third parties, such as, in particular, service providers, insurance investigators, health professionals,

  • your employer where your identification data, contact details and information relevant to the risk assessment are required to the subscription and management of collective supplementary insurance contracts (provident, health and group retirement),

  • through the software applications that we make available to you and cookies and other tracers that we will notify you of the collection of if applicable.

In general, we process your personal data for the purposes of taking out, managing and performing an insurance contract. More specifically, your personal data is processed for the following purposes depending on the legal basis that allows us to use it: 

The legal basis for the following processing is the performance of the contract:

The award, management and execution of insurance contracts, including:

  • Your identification, identification of insured and beneficiaries, client management,

  • Your health data to be able to manage supplementary health, provident or supplementary retirement contracts.

  • Studying your specific needs to propose suitable contracts,

  • Risk review, acceptance, control, pricing and monitoring,

  • The execution of any operation necessary for the performance of guarantees and the management of contracts and any claims,

  • The management of unpaid debts and their recovery,

  • Management of remedies, disputes,

  • Claims management,

  • Performing actuarial and statistical studies,

  • The fight against internal and external insurance fraud, which may lead to inclusion on a list of persons entailing a risk of fraud,

  • Telephone recording in the context of the customer relationship when it is strictly necessary for the subscription and performance of the insurance contract, under the conditions specified by the article "Specific provisions for telephone recordings" appearing in your applicable contractual documentation depending on the type of insurance contract (Information Notice or Special Conditions).

To meet the legal, regulatory and administrative obligations, we use your data to:

  • Customer identification and knowledge when required,

  • The fight against money laundering and terrorist financing,

  • The application of national or international sanctions measures, in particular the freezing of assets,

  • Mandatory reporting to public authorities/administrations,

  • The response to the requests of certain authorities, administrations and courts, particularly in the case of judicial requisitions or requests for disclosure,

  • Detection and identification of contracts in default,

  • Compliance with our accounting and tax obligations,

  • The management of requests related to the exercise of the rights indicated in paragraph 7 "WHAT ARE YOUR RIGHTS?".

For our legitimate interest, we may process your data in the context of:

  • Management and improvement of our business relationship which includes:
  • Conducting satisfaction surveys to gather your opinion and better understand your needs, expectations or the reasons for your dissatisfaction;
  • Evaluation and training of employees well as for the improvement of the quality of our services in the context of customer relations: we may process your data by randomly making telephone recordings and replays, under the conditions specified in the article "Specific provisions for telephone recordings" appearing in your contractual documentation applicable according to the type of insurance contract (Information Notice or Special Conditions);
  • The analysis of the opinions you publish on our products or services;
  • The opportunity to participate in tests on new products or services;
  • The grouping of your identification data, contact data, data relating to your family situation as well as the list of insurance contracts held within our Group. This allows us to guarantee the accuracy and consistency of your data and to facilitate its updating or to contact you if a modification of this data seems to us to modify one of the risks insured. , for example, if you change your address or change your family situation.

 

Implementation of prevention measures or advice:

These actions aim to prevent and reduce the number and severity of claims: for example, you can receive advice to avoid the risks of burglary or road accidents, weather alerts in case of dangerous weather phenomena so that you take the necessary measures to protect yourself and your property.

Marketing and commercial prospecting operations, statistical studies and reporting:

  • The implementation of customer loyalty actions or competition games,

  • Development of studies and trade statistics

  • The proposal of commercial offers of companies of Société Générale Assurances, for products and services of insurance damage, life and provident similar or complementary to those subscribed, customized according to your needs.

This customization considers your profile in particular the number of contracts held, the frequency and amount of payments made, their nature (provident, life, damage, health, retirement), the composition of your household, the number and nature of any claims and the age of our relationship.

Securing our information system:

We may process your personal data to improve security, avoid or treat any malfunction, security issue or other potentially prohibited activities related to our information system and applications.

  • Intra-group client management, in particular: the grouping of contracts and parts for the same client within the insurance group,

  • Updating customer information.

Societe Generale Assurances will have carried out a prior analysis on its own, or jointly when acting with another data controller, to ensure that, for each processing operation envisaged, your interests or fundamental rights or freedoms are respected and that you can reasonably expect that your data will be used in this context. For example, Societe Generale, when acting as an insurance intermediary, may use certain data about you held by Societe Generale Assurances entities to provide you with advice tailored to your insurance needs. For more information on the processing carried out by Societe Generale, you can consult its Data Protection Policy – Retail Market, which is available online in the "Personal Data" section, which is available on request at a Societe Generale branch.

We collect your consent when:

  • The circumstances of a claim lead us to collect data related to your health or when you have to complete a health questionnaire,

  • We offer you an insurance contract or a service using geolocation data,

  • We would like to send you communications related to commercial prospecting,

  • We acquire, assign, rent or exchange data relating to the identification of our prospects.

Our website www.assurances.societegenerale.com uses cookies and tracers, some of which require your consent. You can access our cookie charter via the following link: www.assurances.societegenerale.com/fr/particulier/footer/cookies/

Depending on the purpose of the processing, your personal data are intended, within the framework of their usual missions and within the limits of their attributions :

  • To our departments in charge of customer/prospect sales management, contracting, management and execution,

  • To our partners, such as management delegates, insurance intermediaries, partners, agents, subcontractors, service providers, care network or assistance society,

  • They are sent to your brokerinsurance intermediary, including SOCIETE GENERALE, to improve his knowledge of his clients and thus meet his advisory obligations, the latter is generally responsible for the processing of your data or, in some cases, jointly responsible with Société Générale Assurances. Where applicable, Societe Generale Assurances and/or the partner will inform you of the broad outlines of the agreement concluded between them dividing up their respective obligations in terms of data protection.

They may also be forwarded, where appropriate :

  • to the insurance institutions of the persons involved or offering supplementary services, co-insurers, reinsurers, professional bodies and guarantee funds,

  • to all persons involved in the contract, such as lawyers, experts, law clerks and departmental officers, curators, tutors, investigators, health professionals, medical consultants and authorized personnel,

  • to social organizations when they intervene in the settlement of claims and benefits for where the data controllers offer additional guarantees to those of the social security schemes,

  • to organizations and associations practising prevention, social action or the management of health and social achievements,

  • to the departments responsible for monitoring.

As persons interested in the contract, information about you may also be transmitted :

  • To all persons interested in the contract (subscribers, insured persons, members and beneficiaries of the contract), and their successors and representatives,

  • To the beneficiaries of an assignment or subrogation of rights relating to the contract,

  • If applicable to those responsible, victims or their successors and their agents, witnesses and third parties interested in the performance of the contract,

  • As persons benefiting from a right of communication, data may be transmitted: to all persons authorised under authorised third parties in particular the courts concerned, arbitrators, mediators, ministries concerned, supervisory and supervisory authorities and any public bodies authorised to receive them,

  • Audit departments such as statutory auditors, auditors and internal audit departments.

  • To the usual managers in charge of the operation of the centralised files within the Association for the Management of Information on Risk in Insurance (AGIRA, 26 Boulevard Haussmann 75311 PARIS Cedex 09), in the context of the following activities: 

    • the consultation of the National Directory for the Identification of Natural Persons (RNIPP) for the purpose of searching for deceased policyholders and beneficiaries of life insurance policies;

    • the consultation and feeding of the Automobile Cancellation file as part of the processing of automobile insurance history: we consult this file when subscribing to a car insurance contract; in the event of termination of a car insurance contract, your identity as well as that of any drivers named in the contract, the contract reference, information on the vehicle, the characteristics of the claims and the reason for termination will be communicated to AGIRA;

    • the feeding of the Insured Vehicle File (FVA) which lists all vehicles registered and insured on French territory. 

The health data that we may need to process are intended to:

  • To our Medical Officer, to his medical department working within a confidential room,

  • To internal or external persons specifically authorised, in particular our subcontractors, delegates or medical experts and, where applicable, our reinsurers,

  • In the context of the execution of contracts, this information may also be used in the fight against fraud by authorised persons.

Your personal data is processed preferentially in the European Economic Area (the European Union, Iceland, Norway and Liechtenstein) and in certain following countries benefiting from an adequacy decision issued by the European Commission within the meaning of Article 45 of the GDPR (United Kingdom, Switzerland, United States of America).

Due to the international dimension of the Societe Generale Group, to which it belongs, and within the framework of its activities, Société Générale Assurances may communicate your data, to the extent necessary for the execution of the tasks entrusted to it, to the legal persons of Société Générale Assurances as well as to its partners and sub-contractors, inside or outside the European Economic Area. These transfers of data made necessary take place under conditions and under guarantees that ensure the protection and security of your personal data.

If you have any questions about the transfer of personal data, you can of course send them to the contact details in the section "What are your rights and how can I exercise them?".

Under no circumstances is your personal data sold to third parties.

In these cases, the transfers of your data benefit:

  • A precise and demanding framework (standard contractual clauses available at eur-lex.europa.eu/eli/dec_impl/2021/914/oj. We guarantee that each transfer of your data to a third State is ensured by a level of protection equivalent to the law of the European Union. This protection will be provided using standard contractual clauses but also by additional technical and organisational measures if these prove necessary.

  • Binding Corporate Rules

Your personal data will be kept for a variable period depending on the purpose of the processing, the services or contracts contracted and the applicable legal obligations, to allow us to establish proof of a right or a contract, particularly in the case of appeals and disputes.

In order to ensure the proper reception and orientation of your request, your data entered in the forms accessible on our website are kept for 30 days from their collection by our service provider.

Unless specified in your special conditions or your application/membership form, your personal data are kept for the duration of the commercial or contractual relationship and until the expiry of the statutory limitation periods as mentioned in particular the insurance code, the civil code, the commercial code, the Consumer Code and the General Tax Code.

You will find below the details of the retention periods of your personal data according to the different purposes

In the absence of an insurance contract:

  • Prospecting management: Data relating to a non-client prospect are kept for 3 years from their collection by the controller or the last contact from the prospect.

  • Quotation/contracts without effect: As part of the fulfilment of pre-contractual obligations, contracts without effect and quotations are kept for a maximum period of 5 years, from the cancellation of the contract or the creation of the quotation.

  • Health data: This data is kept for a maximum period of 5 years from its collection or the last contact with the prospect.

When an insurance contract is concluded :

In general, when a contract is concluded, your personal data are kept for the duration of the contractual relationship to which a limitation period is added. A limitation period is a period of time during which you, as the beneficiary, can claim a right or take legal action.

  1.   Retention Periods for Insurance Companies

  • Any accounting document justifying a payment is kept for a maximum period of 10 years

  • Documents on which the tax authorities' rights of communication, investigation and control may be exercised are kept for a maximum of 6 years (in some cases 10 years) from the date of the last transaction mentioned on the books or records or from the date on which the documents or exhibits were drawn up.

  • The documents and information relating to the customer and the transactions made by them in the context of the fight against money laundering and terrorist financing, a maximum of 5 years shall be retained from the closing of their accounts or from the termination of the relationship or from the execution of transactions

  • Contracts concluded electronically are retained for 10 years from their conclusion.

2.      Retention periods for insurance contracts

Contract Management:

In the context of the search for beneficiaries, data relating to provident, savings and retirement contracts are kept for the period during which the beneficiary’s action is prescribed, that is, 30 years from the death of the insured person.

TYPOLOGY OF CONTRACTS

Public liability coverage:

In case of material loss

10 years from its closure

Public liability coverage:

In case of personal injury

50 years from its closure

Public liability coverage:

In the event of no claim for contracts based on "claims"

12 years from termination of contract (10 years according to the limitation linked to accounting commitments + 2 years prescription of the Insurance Code for the insured against his insurer)

Public liability coverage:

In the event of no claim for contracts based on “harmful facts”

22 years from the termination of the contract (20 years according to the prescription provided by the Civil Code for the action of the victim against the person responsible + 2 years prescription of the Insurance Code for the insured against his insurer)

Damage coverage (excluding special cases)

10 years from the closure of the claim or termination of the contract

Life Insurance – (in case of survival)

10 years from total redemption or termination of the contract

Life Insurance – (in case of death)

30 years from death

Borrower Insurance

10 years from the end of contractual obligations

Additional insurance – Provident

10 years after payment of the benefit or termination of the contract

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Recordings of telephone conversations necessary for the subscription and execution of the insurance contract are kept for a period of 2 years from the date of registration.

Fight against insurance fraud:

The data is deleted within 6 months if the fraud alert is not qualified as relevant. 
In the event of a relevant alert, the data is kept for 5 years from the closure of the fraud file or the date of entry in the file of persons at risk of fraud.  

Customer relationship:

The data relating to the commercial prospection, the proposal of commercial offers adapted to your situation and your profile, and/or that we advise you are kept 3 years, after our last contact with you.

Recordings of telephone conversations necessary for the training and evaluation of our employees as well as for the improvement of the quality of our services are kept for a period of 6 months from the date of recording.

Data relating to the conduct of satisfaction surveys are kept for 2 years from the date of the survey.

Management of requests to exercise rights over personal data:

In the event of exercising a right over your personal data, we keep your data for a period of 5 years from the end of the processing of your request. In the event that an identity document is required, it is deleted as soon as your identity has been verified.

If you want to exercise your rights on personal data, please find below the right request forms. Please complete and return to us the corresponding form(s) to:

  • dpo.assurances@socgen.com

  •  SOCIETE GENERALE ASSURANCES / SOGECAP / SOGESSUR / ANTARIUS / ORADEA VIE / MOONSHOT INSURANCE - Délégué à la Protection des données - Tour D2 - 17 Bis Place des Reflets - 92919 PARIS LA DEFENSE CEDEX.

Please clearly indicate the elements allowing us to identify you (number and name of your contract, customer number, claim number or any identity document) so that your request can be processed efficiently.

In the event of receipt of such a request, it will be answered as soon as possible and in any event within a maximum period of one month from receipt of the request. If necessary, this period may be extended by two months, given the complexity and number of applications received, in which case the applicant will be informed. 

In the event of reasonable doubt as to the identity of the person concerned by such a request for the exercise of the aforementioned rights, he or she may be asked to provide additional information necessary to confirm his or her identity and, for this purpose, he or she may be requested, where the situation so requires, for a photocopy of an identity document bearing his or her signature. In such a case, the above-mentioned response deadlines will be suspended pending receipt of the additional information necessary to identify the person concerned.

The request may be submitted by the person concerned or by a person specially authorised for this purpose by the person concerned, provided that the authorised person can prove his or her identity and the identity of the principal, his or her mandate and the duration and precise purpose of the mandate. The mandate must also specify whether the representative can be made the recipient of the response.

You have these following rights:

Lodge a complaint with the CNIL

 

Right content

Application of the right

Right of access

Exercise form

Ability to ask if we have data about you and obtain a copy

Some access requests are only made through the CNIL, in particular for processing carried out in the context of the fight against money laundering and terrorist financing. Futhermore, the right of access request may be refused if it is unfounded or excessive

Right to rectification

If you want to modify your personal data, please contact:

- For SOGECAP, ANTARIUS or ORADEA VIE : Service Relations Clients to the 0 969 362 362 ou 42 boulevard Alexandre Martin 45 057 Orléans Cedex 1

- For SOGESSUR : Service Relations Clients- TSA 91102 - 92894 Nanterre Cedex 9

-For MOONSHOT INSURANCE : Service Relations Clients, Tour D2 - 17 bis place des Reflets 92919 Paris La Défense Cedex

Possibility to request rectification of inaccurate, outdated or incomplete information concerning you in so far as this rectification is relevant to the purpose of the processing in question.

 

Right to erasure

Exercise form

Possibility to request, in some cases, the deletion of your data.

This right to erasure applies only: if the processing of such data is no longer necessary in view of the purposes of the processing / if you have withdrawn your consent / if there is a compelling legitimate reason / if the data is being treated unlawfully / if there is a legal obligation or regulatory.

Right to limitation of the processing of personal data

You have the right to request, in certain cases, the suspension of processing of one or more of your data. This right may accompany the exercise of a right application.

This right may accompany a request for erasure, rectification or opposition. Certain data subject to a limitation may still be processed in special cases (agreement on your part, exercise or defense of right in court, etc.)

Right to Portability

Exercise form

You can have your personal data processed by our organization for your personal use or to transfer it to another organization.

The data concerned are those that you have provided to us as part of the performance of the contract or with your consent and that have been automatically processed.

Withdrawal of consent

You may withdraw your consent at any time in specific cases. Such withdrawal may, however, make it impossible for Société Générale Assurances to supply or perform the product or service requested or subscribed for.

This withdrawal is possible when you have consented to the processing of the personal data you have provided to us and it constitutes the only legal basis for the processing

Right to object

Exercise form

This right allows you to object to processing when it is based on the legal basis of the legitimate interest. You can invoke it for reasons related to your particular situation.

The specific situation of your situation will have to be clearly argued.

If this specific situation is justified, we will no longer be able to process your personal data except in the case of legitimate and compelling reasons, exercise or defense of legal rights.

As regards the exercise of the right to object to telephone recordings, the form is not necessary as you can exercise your right to object at the beginning of the telephone conversation.

The right not to be subject to automated profiling or individual decision-making

Submit a complaint to the DPO mail posted or by sending it to the following address :

Société Générale Assurances, Sogécap / Sogessur / Antarius / Oradéa Vie / Mooshot Insurance / Délégué à la Protection des données - Tour D2 - 17 Bis Place des Reflets - 92919 Paris La Défense Cedex. 

You may be subject to a fully automated decision if:

- we have obtained your consent, which you can withdraw at any time,

- the decision is necessary for the conclusion or execution of a contract,

- the decision is governed by specific legal provisions.

Possibility of requesting the intervention of a counsellor to examine, re-examine your situation, challenge this decision or obtain an explanation of the decision that was taken.

You can object to automated decision-making and profiling only if the processing of your data is based on the performance of a public interest mission or if the processing is based on our legitimate interest.

Define guidelines for the processing of your data after your death

You can set guidelines for the retention, erasure and disclosure of your data

 

Lodge a complaint with the CNIL

You also have the right to lodge a complaint with the competent supervisory authority if you believe that the processing of your personal data is not carried out in accordance with the legal and regulatory provisions on the protection of personal data. In France, this is the Commission Nationale de l'Informatique et des Libertés (CNIL) : 3 place de Fontenoy - TSA 80715 - 75334 PARIS CEDEX 07. For people residing in Monaco, the Commission for the Control of Personal Information (CCIN) can be reached at the following coodinates: Le Concorde - 11 rue du Gabian 98000 Monaco.

 

You also have the right to oppose/withdraw consent to the commercial prospecting:

 

Right content

Application of the right

Right to object to commercial prospection by electronic means (SMS, Mails, etc.)

Exercise form

If you are not a customer, your consent is required prior to any commercial prospecting action by electronic means : you can withdraw your consent at any time without having to justify your request.If you are a customer and unless you object, Société Générale Assurances may contact you electronically in order to offer you products or services similar to those you have subscribed to.If you withdraw your consent or exercise your right to object, you will no longer be able to be solicited electronically by Societe Generale Assurances. Societe Generale Assurances, as part of its activities, does not carry out commercial prospecting.As a customer, if you do not wish to receive promotion of similar products  or services, we invite you to oppose them by means of the right of opposition form.

Right to objectif to commercial prospecting by telephone

Exercise form

You can object without having to justify your request, that your data is used or transmitted to third parties for commercial prospecting purposes by telephone callsTo oppose telephone solicitation, you can also register on the opposition list as described on the site https://www.bloctel.gouv.fr/or by mail to the following address: Worldline - Service BloctelCS 61311 - 41013 Blois Cedex You will no longer be solicited by telephone by Société Générale Assurances or one of its partners except in case of pre-existing contractual relations and proposal of a complementary product or service.